If you wish to lease a vehicle, do not hesitate to contact our sales consultants who will provide you with the best solution. We will help our clients choose a suitable leasing partner and leasing type, assist you with submission of applications and, thanks to our years of experience, we are able to answer all questions which may arise in regard to leasing. A leasing application may be submitted on our web page or at our dealership. If you find our leasing offer suitable, you can sign the contracts either digitally or by hand at our dealership. Also, we will make sure that the leased vehicle is registered and insured pursuant to the requirements of the leasing company. In car dealerships and leasing companies a leasing contract shall usually be prepared and entered into within a couple of days. We work with all well-known leasing companies.
Our car loan partners provide their clients with car purchase financing, or car leasing. However, they require a larger down payment and higher interest rate than other leasing companies. But the official income and credit history of the client are not always as decisive, as may be the case with other leasing companies. HOW IS THE SERVICE DIFFERENT FROM LEASING SERVICES PROVIDED BY ESTONIAN BANKS?
Operational leasing should be chosen if you would like to just use the vehicle, not acquire it. Thus, operational leasing is especially suitable for companies who do not wish to manage their own fleet of cars in addition to their principal activity. In the case of operational leasing, the leasing company shall buy the car you have chosen and grant you use of the car for the agreed period of time. You shall pay leasing payments to the leasing company for the right to use the car. One of the benefits of operational leasing compared to financial leasing is smaller payments. Upon expiry of the operational leasing contract, you have the following options:
If you choose financial leasing, you shall pay the full price of the leased property within the leasing period, and upon expiry of the period you will own the property. Financial leasing is perfect if you would like to acquire the vehicle and also use it after the expiry of the leasing period. In order to decrease monthly payments, you may make a larger payment at the end of the leasing period, which means that you shall compensate for the residual value, just like in the case of operational leasing.
Instalment is a leasing transaction similar to financial leasing, but in this case (used) property bought from a person not liable to value-added tax shall not be subject to value-added tax. Monthly instalments for the car shall also not be subject to value-added tax. In order to decrease monthly payments, you may make a larger instalment at the end of the leasing period, which means that you shall compensate for the residual value, just like in the case of operational leasing.